Brad Reifler’s Five Tips for Investing

In a recent press release made through Reuter’s, Brad Reifler gave five tips for investors. Reifler is the CEO of Forefront Management Group, a company he founded with the express purpose of bringing investment back to the 99 percent. After being asked by his father to manage his life savings from his RV repair business, and his own experience with a money losing education saving/investment program, Reifler came to realize that the investment options available to “unaccredited” investors were limited.

Through Forefront Management Group, Reifler wants to give middle-class investors a way to provide good returns on their investments and protect their liquidity. His first tip is that investors should understand the investment that they are making in terms of the risk, expenses and return. After taking inventory of your current assets, you should develop a set of investment goals to guide you.

Secondly, Reifler said that the investor should always be concerned with the safety of their money. Even knowing the risks involved, investments can lose value and the principle could be lost. Reifler also suggests that investors should not put all their money into the stock market, but diversify into other vehicles that will help them achieve their goals. Developing trust and a personal relationship with your investment managers is the fourth tip Reifler offers. By knowing the person investing your money, you will also help accomplish the goal of keeping your money safe.

Finally, the investor should know why they are investing. Is the money earned for retirement, education of children, asset acquisition, or for some other purpose. By knowing why you are investing, you can determine if certain strategies are suitable to meet those goals.

The Deadly Hike

Brutal hazings for college fraternities and sororities have been banned from college campuses all over the country. The hazing are notoriously dangerous and have taken the lives of numerous young people. One California family is feeling that pain after they lost a loved one to hazing. A California college student died after being a part of a brutal fraternity hike. The family has decided to sue the school after the loss of their loved one. Members of the family are claiming that the death was easily preventable and senseless to say the least. Armando Villa died after collapsing during a treacherous 18 mile hike that was organized by his fraternity. A school investigation found out that the hikers had little water, were hiking in hot temperatures, and did not have the proper shoes for hiking.

 

After the final autopsy was performed the school’s investigation concluded that the Pi Kappa Phi fraternity and their hazing were to blame. The CEO of the national fraternity would not comment on the lawsuit at this time. The fraternity did however shut down the chapter in which Armando Villa lost his life to. The fraternity also gave generous remarks and condolences and extended their thoughts and prayers to the family. Knowing that the fraternity chapter is closed has given the family and their community some closure. Watts sees this as a pretty tough situation. They are truly hoping that no one else has to lose their lives to senseless acts of bravado.

Wisconsin Joins Connecticut in Microbead Ban

Plastic microbeads damage the environment. They have also been linked to animal and human health issues. Connecticut’s decision to ban microbeads on Tuesday has already had an impact on other states:

Although Governor Scott Walker of Wisconsin is not well-known for making good decisions that benefit all of the people in his state, it was announced late yesterday, July 1, that he has decided to ban microbeads. Only seven states in the United States, including Illinois, Ohio, New York and New Jersey, currently have official bans against the production, sales and non-secure disposal of microbeads.

Of course, unlike the officials in many other states, Governor Walker’s decision is mostly for show, at least from what Adam has seen. The ban on manufacturing of the beads will not start until 2018, which means that tons of non-biodegradable beads will be allowed into the market over the next two years.

The Personal Care Products Council and many health and beauty companies initially insisted that microbeads were not harmful to the environment, animals or humans even though a lot of scientific studies had proven that they are a blight on the face of the planet. They have since attempted to save face by supporting the bans. Around 90 percent of the plastic particles found in Lake Erie are supposedly from microbeads.

Many believe that the United State isn’t doing enough. The Netherlands has pledged to be “virtually free” of microbeads from products by 2016.

Plastic Microbeads Banned in Connecticut

On Tuesday, June 30, Connecticut lawmakers passed a bill to protect the environment and human health by banning the manufacture of tiny plastic microbeads and the sale of products containing microbeads, such as health and beauty products like toothpaste and facial scrubs.

Plastic microbeads, like all plastics, leach toxins into the environment where they damage ecosystems and wildlife; as well as pass along toxins through the food chain that then harm human health in a variety of ways:

Toxins from plastic can alter the human endocrine system and immune system, and they can also cause cancer. They are also known to get stuck in gums and discolor teeth. Connecticut officials informed the public that in a single year the state produces over three tons of microbeads waste.

Some people late Tuesday and all day yesterday wondered why this issue had not been previously addressed already at a national level by the Environmental Protection Agency years ago. After all, the EPA is supposed to create and regulate policies involving toxic waste and waste disposal. Many Americans consider it a sad state of affairs that Connecticut had to issue this ban on its own. A lot of people hope that this decision will lead other states to follow Connecticut’s example.

Daniel Amen has pointed out the fact that Connecticut is not the first state though to ban microbeads. Illinois was first and other states are considering bans or alternative material compromises like biodegradable beads.

Should You Be Switching Doctors?

Many people try their hardest to find a doctor they feel they can trust and be comfortable with each time they go in for a visit. The issue is that it can be downright difficult to find a good doctor who you feel you can trust. If you currently have a healthcare professional who is caring for you, you might be wondering if it is time to switch doctors and find someone new. There are a few ways that you can tell if you need to switch doctors in order to get better quality care. One thing to look out for would be how comfortable you feel with your doctor. If you do not feel comfortable talking to them, this is a sign you need to find someone else.

If you feel rushed or out-spoken by your doctor, it might also be time to consider making the switch says Stephen Murray CCMP Capital Never feel badly about finding a brand new doctor since this can help your health and problematic situations a whole lot more because of the quality of care you’ll be receiving by a new professional. You should never stick with a doctor just because it is convenient even though you are not happy with them in the least. There are so many doctors out there for you to choose from, so it makes sense that you look for a new one if you want to have better appointments.

Check Out All The Business Ventures Of The Olsen Twins

Who could ever forget the Olsen twins? They have grown up to be beautiful young ladies, and they still have an amazing amount of money between the two of them. The Olsen Twin’s Merchandise. The Olsen twins had an empire that was unlike any other in history, especially since they were just children. The Olsen twins appeared on the show “Full House,” and then they went on to make movies, create merchandise, and they did just about everything under the sun. Here is a walk down memory lane, and this should remind you of the different things that these girls did to make themselves rich.

Vijay Eswaran recalled there was a talking Michelle doll, which is the youngest daughter from the Full House show. The doll was a must have for children, and it did very well with sales. What about when Mary Kate and Ashley made music? Kids were listening to their album, and many of them fell in love with these young girls. Another thing they did was to come out with a cosmetics line. As they got older, they started wearing makeup, and their fans certainly wanted to look just like them.

Let’s not forget that they also had a magazine that was named after them. The pair also came out with board games, toothpaste, video games, a boom box, party supplies, bedroom furniture, and so much more. It’s no wonder why these two have made hundreds of millions of dollars.

Amazon Could Use Normal People for Delivery Services

The internet may have forever changed the way the world does business with ecommerce, but all those products that can not be instantly downloaded have one major issue in common—they have to get delivered to the buyers. Perhaps there is a touch of irony in a business built on technology that has to depend on humans actually doing the literal heavy lifting, but it looks like one technology and internet commerce giant is trying to find a way for both to live in harmony.

According to Tech Crunch, Amazon is working on an application that would let ordinary people pickup packages from retailers and deliver the boxes safely to their destination. The program is rumored to be called On My Way, and is a pretty interesting take on handling the massive logistics associated with getting a large volume of products out the door. In the end, making a few bucks driving home from the mall is a pretty interesting idea that could have some serious appeal.

Amazon has been actively looking for a way to enhance same-day delivery services. While drone delivery seems to be a little way off for now, harness the power of people that are making the drives anyway is a pretty logical extension. The program helps the company get inventory out of the hands of retailers or off the warehouse shelves and the person making the trip gets a little bit of cash for their problems. In short Ricardo Guimarães BMG confirms it seems like the essence of business.

Chipotle Is Giving Their Hourly Workers Benefits

Chipotle may not be everyone’s favorite fast food restaurant, but the burrito serving chain is shaking up the way fast food restaurants treat their employees. Chipotle recently announced that their hourly workers will receive sick pay, paid vacation days and full tuition reimbursements starting July 1, 2015. That change is huge in an industry that treats hourly employees as expendable commodities with no real worth.

The move to give hourly employees benefits is certainly long overdue. Most hourly workers don’t earn enough money to stay away from the poverty level. The increase in the minimum wage in some states is helping some hourly workers make ends meet, but the fast food industry still has a lot of work to do to keep their employees fiscally happy and productive.

Other chains like McDonalds and Starbucks are giving employees some tuition reimbursements, but the only chain to add benefits to that perk is Chipotle reports Steve Murray. The decision to add benefits to hourly employees pay is a great move. Giving benefits should help keep hourly employees on the job longer. It may stop some job hopping. Job hopping won’t be eliminated, but employees might think twice before changing jobs. Chipotle knows their decision will be costly at first, but keeping trained hourly employees will eventually add more profit to the bottom line.

Meeting of the Bilderberg Group Draws Attention

The Bilderberg Group Annual Summit has been coined the summer camp for the new world order board of directors. The participants are now widely published and include captains of industry as well as noted minds in academia as well as influential elected leaders and heads of state. 2015 Attendees for Bilderberg Group Meeting Published

The meetings are closed and no reporters are invited. Security is tight and no press conferences are provided. The contents of the meeting can only be the subject of speculation based on the pedigree of the attendees. No reports or meetings from the meetings are kept or issued which have lead many to jump on the reason for the veil of secrecy which has surrounded the meeting. Since the meeting is a private affair, there is no obligation for the content of the meeting to be released to the public. Additionally, the meetings are not sanctioned by any country or formal head of state so their is no accountability to an populous. What is clear is that major polices and decisions which effect world polices are discussed at the meeting by the people that have the power to influence or even implement such polices. Many future heads of states have been vetted through the Group’s meeting but the contents are a strict secret. No attendee ever discuses the nature of the deliberations or the content of discussion. If polices are made, Keith Mann and the animalliberationfront recognize that there is no evidence of such events ever happening.

Purina Launches New Campaign for Beneful

As a reaction to a recent class action lawsuit the company calls “baseless,” Purina has launched a new national ad campaign that aims to clean up the brand image of its Beneful brand of dog food.

The campaign, which originally ran on PR Newswire, features Purina workers who also happen to be dog owners. The campaign, called “I Stand Behind Beneful,” stresses that over 1.5 billion meals of Purina Beneful have been served to dogs. Most owners, including ones who work at their factory making the food, are impressed with the company’s safety standards.

“We’re not just making it for your pets, we’re feeding it to our own pets, and we know it’s good,” said Materials Accounting Coordinator Cliff.

The ads are going to run on TV and print. The campaign started off as an internal company statement but then spread. There are eight Purina factories in the United States that manufacture Beneful. The brand was introduced in 2001 and has been one of the company’s all-time leading best sellers.

The “I Stand Behind Beneful” campaign features a number of key Purina factory workers who also feed Beneful to their dogs. The pride in their work is obvious. It’s unlikely that any of them would feed their beloved pets dangerous dog food. Since they work in the factory, it seems likely they’re quite convinced that they are producing quality food. Purina is a part of Nestle, the world’s largest food company. Nestle manages 29 brands that do over $1 billion in revenue annually. This campaign focuses on the pride that Purina workers have in the dog food they spend their time crafting. Look for these ads to be displayed on national television. This Sunday they have also placed a full-page ad in the prestigious New York Times.